90% of the people are unsatisfied " Chinese style " Support parents Claim that must prepare at 30 years old

90% of the people are unsatisfied " Chinese style " Support parents Claim that must prepare at 30 years old
Interviewed the expert: The social security Li Zhen, professor of research institute of Public Managerial College of Professor of Peking University sociology department Xia XueLuan the People's University of China is in China, it is a major issue to support parents. Everyone can think it old " Live an easy life in old age " ,But not " Have not always depended on " . However, " the life Times " unite one that 39 health networks carry on recently " you support parents to China the current situation is satisfied with? " The investigation reveals, participate in 14883 people that investigate, is up to more than 90% of the people to the present " Chinese style " The current situation is unsatisfied with to support parents, there is various worry. After three big problems are old that most afraid, " is not there enough money to see the doctor " , " the system of supporting parents and ensuring is not improved " , " fall ill or can't take care of oneself hour, no one looks after " ,It is three big problems that compatriots worry about most. The Wang 's old man living in Wuhan is after a medicine enterprise retires, pension is about 1500 yuans each month. The money is used in simple life, originally more than sufficient, did not expect myocardium infarction happened suddenly to him last year, make the intersection of support and operation, perform the operation only fee spend three four Wan, though the medical insurance can offer 70%, but stipulate this can't offer, that can't offer, calculate finally, even half of money that can submit an expense account is less than. After leaving hospital, the medicine money of his every moonlight is on more than 1000 yuan, medical insurance of Wuhan stipulates, writes a prescription and does not submit an expense account in clinic, must bear one's own, in this case, the pension is only several hundred yuan every month, not enough for the cost of life at all. Why the intersection of medical insurance and system of us improve constantly, people or too old to have money to diagnose the illness? Li Zhen thinks, perhaps there are the following situations: One is that some persons have no living out one's life in retirement or medical insurance; Have insurance but not understand its content two times; Third, medical insurance make, ensure totally still at present, for example imported medicine and a bit medical apparatus submit an expense account. And regional policy is different, the locality that is made well can be wiped out chronic disease and use medicine, some places must be let old man bear, cause larger life pressure. In fact, the most key problem lies in, the present one supports parents and ensures the system not to give everybody a steady expectancy. In the past after people retired, it is known that how much pension it can be taken that oneself was fixed each month, know how things stand and feel confident in the heart. But the present endowment insurance calculates it is very complicated, divide two parts of social pool and personal account, how much oneself can be taken after retiring, everybody does not have bottom in the heart. As to person on the job, retired personnel but the downward trend straight in income for over ten years this, to person who has retired and not retired, saw this kind of situation, will all have certain worry. At home, or go to the old people's home? After being getting old, fall ill or can't take care of oneself one day unavoidably, where let someone look after, let one's own satisfied place of supporting parents again, become the problem that many people worry about. In " where you plan to go to support parents" In this option, more than 70% of the people choose to " support parents at home " ,Less than two adults choose " Go to the old people's home to support parents " ,More than ten percent of the people choose " The organization supports parents to support parents in the community " . It is too difficult to look for a better old people's home now! It is asked that a bed of public old people's home is difficult, an old people's home of Tianjin, a berth is just available, more than 1000 individuals are lining up to live in outside. If does not have no way out, the old men do not like living inside either. Xia XueLuan points out, there are two kinds of theories on supporting parents in the world at present: First, break away from the theory, it is to place the old man on the old people's home, deprive their right to participate in to the social affairs, this is a passive method of supporting parents, the old man will be faster old and feeble. The second participates in the theory, letting the old man stay at home or community, participate in society and family life actively, it is more favorable to their health. Ten percent many people choose community support parents only, prove it to be yet enough to popularize, everybody know what be community support parents. Xia XueLuan says, this has supported parents and never with community taking family as backing of China developed to have something to do. If we have complete community service centre and medical facilities, offer various service for old man at home, a lot of questions will be easily solved. He sees that there are volunteer and attendants to push away in the community by the car in the evening of noon while investigating in Britain and Australia, send meals to the old man from house to house; Call out buttons in each elder person, pushing the button someone will make house calls. Not only can cover much fewer old people's homes, save expenditures, also can let the old men enjoy the family warmly like this. In addition, support parents, live in new developing ways of supporting parents such as the apartment for elderly people,etc. in the strange land that buys house or rents house in the other places, everybody can also choose according to one's own economic situation and taste. Xia XueLuan thinks, the mode varies with each individual to support parents, the old man thinks where is comfortable, where to support parents. What must prepare to present young people at 30 years old, old, everyone can not speak clearly. So choose the person that begins to prepare for supporting parents at thirty or forty years old, accounts for about 50%. The ones that did most planned, is summarized with 6 words, but " fell ill few and saved more " : 40% of the people's plan " Keep healthy to pay attention to supporting parents when from the youth " ,More than 30% of the people have " also bought the commercial endowment insurance besides pension " ,Nearly 30% of the people begin " Save in order to support parents regularly " . Li Zhen thinks, more than 30% of the people choose to buy the commercial endowment insurance, let her feel very gratified. Not only rational choice, but also indicate because of this everybody has certain approval on insurance. In the west, recommend making the investment regularly in order to support parents, but not the light saves in the bank. Fixed investment has a classical calculation formula: Age is inversely proportional to with the risk. The smaller the age is, the more can try some risky investment. For example more than 30 years old begins, can distribute investment in seventy-thirty ratio: 30% bought investment projects with lower risk such as bonds,etc., 70% bought risky investment projects such as stocks,etc.. Reach 40 more than years old, can with four sexto, over 50 years old, Fifth Five-Year Plan Period turn on So as to analogize, the higher age is, choose safe investment. Support parents and plan to do the earlier well: It is the more healthily to treasure the body early; The higher the repayment is early to make the investment. Whether 10 million is enough to support parents in April of this year, a professor of Beijing Normal University " electrifies the listeners with what said " ,Pointing out in big cities of area such as Beijing,etc., even 10 million, it is not enough to support parents either. This one words, " how much is enough to support parents on earth " Become the problem discussed in network and reality warmly. Participate in reader that this newspaper investigate, have thirty-five percent people choose, support parents " need 10- 50 ten thousand at least " ; Nearly 30% of the people choose " There is endowment insurance enough " ; Choose " needing more than 5 million yuan " Person,piece account for 1.38%. "In fact, there is question that a concept obscures inside. " Li Zhen think, it is not everybody that need so much money to support parents at first, large items of expenditure for three is medical treatment, looking after and basic life of chronic disease to support parents. And medical treatment is propped up Appear, fall ill, catch what disease have very great relation, spend, differ greatly between the three with life. Second? The threshold Ping? More than 0 could support parents, does not mean everybody should prepare so much money. While supporting parents to spend, some can be solved from each system. For example ill there is medical insurance, there is endowment insurance money in life. Determine whether our endowment insurance money is enough to support parents, Li Zhen says, it is it that takes the amount of the social average salary on earth. The average monthly salary of Shanghai will be 3566 yuan in 2009, Beijing is 3726 yuan. It is less than that some local endowment insurance accounts for 50% of the average salary at present, can guarantee to be up to 50% if in the future, there is complete medical insurance again, the money ensures the life in old age to be out of question on the whole. Need five major conditions to think for a happiness, carefree old age in happy old age, really what conditions are needed? More than 90% of the persons " Health of processing health " Regard as, guarantee with " have sufficient money store " primarily , " there are suitable places that support parents " , " there are family that accompany " , " someone ill looks after " Wait, form indispensable five major conditions of supporting parents. "This has reflected Chinese's comparatively practical view of supporting parents. " Xia XueLuan thinks, at first, except good health and fitness be able to improve life quality, still can reduce, see the doctor, cost; Then, have money in the pocket, have places to support parents, there are kindred and content with one's lot small amusement, the life in old age is basically perfect. In the option, are " respected by young people " With " participate in social activities once in a while " The proportions accounted for are not high. But abroad, are pay attention to, approved and valued by an old man. Li Zhen thinks, compared with foreign old man, Chinese old man does not lack spirit to exchange. Abroad, the lonely old man is numerous, they get together and move about, and Chinese old man can play Taiji, sing, do the Yangko together, extremely. On the contrary, foreign old man have economy ensure mostly, to lack the intersection of economy and the intersection of person who ensure and realistic problem, have certain worry after being old Chinese.

|